Buying a home (copy)

So, you want to buy a house—now what? Here’s how the buying process works from start to finish.

• Realtor Consultation We will take time the time to get to know your needs, your goals and educate you on the process.
• Recruiting the Perfect Team. It takes a team to achieve a successful close, that's why we work with only the best lenders, inspectors and title companies. 
• Get Pre-Approved. To get pre-approved for a mortgage you’ll need to get some paperwork ready: pay stubs, W-2s, bank account statements, tax returns for the past two years, and credit lines, and names and addresses of your landlords for the past two years. You can work with your bank or we can connect you with our trusted lender! 
• Touring Properties. Be patient at this stage. We may show you just a few homes, or 10+ homes until you find "the one". We will show you as many homes as it takes! 
• Making an Offer.  Once you’ve found your dream home, you may want to move quickly. We will guide you on a reasonable first offer to start negotiations based on market conditions.
• Negotiate. Prepare to go back and forth with the seller a few times on price and selling conditions. We will be your advocate here and try to get you, our client, as much as possible for your money while being fair and respectful to the seller and their real estate agent.
• An Accepted Offer. If you reach an agreement, you’ll make a deposit to a TrustFunds account to show good-faith. This is also when you will schedule an inspection if it's part of your offer. 
• Do a home inspection. Even if the home appears to be flawless, there’s no substitute for having a professional inspector review the property for quality, safety, and general condition of your potential home. You don’t want to be surprised with a home that needs a lot of unexpected repairs. If the inspection reveals undisclosed serious defects, you can negotiate further to have the seller make repairs or discount the selling price. You’ll also likely have the option to withdraw your offer and get your deposit money back.
• Closing. When your negotiations with the seller are successful, and the inspection came back clean, you should be ready to close. At your closing, you’ll spend a little over an hour signing lots of paperwork and then will be handed the keys.